What To Do In Case Of An Accident
Reader’s Question:
What do I need to do if I get into a car accident?
Michael
Chicago IL
Health comes first. Make sure if anyone needs medical attention. Afterwhich, you may report to the police. They will then advise you what you need to do with the cars involved, whether to move them or not, and if a police officer will come to get statements from those involved in the accident. Be factual when a police officer interviews you. You may exchange information such as names, addresses, phone numbers and insurance company names with the other party if law enforcement is not involved. It is important to take pictures of all involved vehicles to avoid other parties from claiming damage to a vehicle that was not involved in the accident. If there are witnesses, you can also obtain information from them. Coordinate with your insurance company or insurance agent as soon as possible to know what procedures you need to do next. Request for copy of your records from the police and continue to follow-up with them. And put in mind that not because you informed your insurer of an accident doesn’t mean you’re making a claim.