Reader’s Question: Do car insurance policies in Utah include accident health insurance? Angel Salt Lake City UT I don’t think auto insurance policies have accident health insurance. To give you better idea, there are three major types of coverage that your average car insurance carry. First there is liability coverage. Liability coverage will pay for [...]

Reader’s Question: If one is involved in an accident, what should be done to make the most of your accident insurance? Grace Orlando FL A vehicular accident is not something that one plans. No matter how careful we drive accidents are not only unexpected but also stressful. Having accident insurance thus becomes a relief in [...]

Reader’s Question: What do I need to do if I get into a car accident? Michael Chicago IL Health comes first. Make sure if anyone needs medical attention. Afterwhich, you may report to the police. They will then advise you what you need to do with the cars involved, whether to move them or not, [...]

Reader’s Question: My friends informed me that in case of road accidents, showing photographs of the incident is the best way to increase the value of my claim against my motor vehicle accident insurance. Is there a proper way to take photographs? Larry Anchorage AK It is undeniably true that photographs serve as best evidence [...]

Reader’s Question: How important is accident insurance? Monique Miami FL   Accidents are termed as such because that is what they are. You can never be too prepared nor control events, know when they will happen and why. But, you can organize your future in the event that accidents do arise by making sure you [...]

Reader’s Question: I have a friend who was involved in a serious accident months ago. Good thing, she’s ok now. I’m just wondering though, since I’ve never been involved in any accident, I don’t have any idea on how to file for an accident insurance claim most especially if it’s a serious accident. Can you [...]

Reader’s Question: I just got myself an accident insurance policy. I am just curious: what should I do when making claims in case something unfortunate happens to me? Allen Milwaukee, WI One thing you should have done, even before you bought the policy is to read the details of your accident insurance coverage. This way [...]

Reader’s Question: A friend of mine was a victim of hit-and-run here in Washington and the good thing is that he did not sustain any injury. But his car was damaged and his own insurance paid for it but he also paid the deductible. What types of coverage are recommended for a driver to have [...]

Reader’s Question: I have been very cautious driver my whole life. I’ve never had any accidents or traffic violations for fifteen years now. And so I’m wondering: Could I just not renew my accident insurance? I feel there’s just no need for it. Peter Jacksonville, FL Even if you have been a very cautious driver, [...]

Reader’s Question: I am in financial crisis at the moment and plan not to renew my car insurance which will expire this January 2009. Would I be in trouble and get penalized by driving without car accident insurance? Horacio Melbourne, FL Yes, you will be in trouble for driving without any car accident insurance as [...]