Reader’s Question:

What should I do if my car accident insurance expired a day before the accident took place?

Blaine

Washington, DC

What you need to do is to confirm to your insurance agent the expiration date of your insurance. If indeed it has expired before the accident occurred, you should try to work on getting reinstated immediately so that you are insured while you continue to drive or refrain from driving until you are insured. If you’re insurance company does not want you to renew your policy, you can surf online for insurance quote information. With regards to the accident, if your accident insurance did expire before the accident and the event would be most likely to be blamed on you then it’s unfortunate to say that you may have to pay for the total damages.

Accident insurance primary use is to provide protection against the losses that happened as a result of accidents and against its liability. It is a serious offense to drive without insurance in almost all states, so if you were noted for driving without one, your car may be impounded and it can also result to disqualification from driving where you will be sanctioned, fined and has to deal with the penalties thereafter.