Reader’s Question: Do car insurance policies in Utah include accident health insurance? Angel Salt Lake City UT I don’t think auto insurance policies have accident health insurance. To give you better idea, there are three major types of coverage that your average car insurance carry. First there is liability coverage. Liability coverage will pay for [...]

Reader’s Question: If one is involved in an accident, what should be done to make the most of your accident insurance? Grace Orlando FL A vehicular accident is not something that one plans. No matter how careful we drive accidents are not only unexpected but also stressful. Having accident insurance thus becomes a relief in [...]

Reader’s Question: What do I need to do if I get into a car accident? Michael Chicago IL Health comes first. Make sure if anyone needs medical attention. Afterwhich, you may report to the police. They will then advise you what you need to do with the cars involved, whether to move them or not, [...]

Reader’s Question: My friends informed me that in case of road accidents, showing photographs of the incident is the best way to increase the value of my claim against my motor vehicle accident insurance. Is there a proper way to take photographs? Larry Anchorage AK It is undeniably true that photographs serve as best evidence [...]

Reader’s Question: I just had one minor auto accident two months ago and I’m worried that it would automatically increase my auto insurance premium rate. If it does take effect, how much percentage would an increase be on my premium rate? Anna San Francisco CA   An increase on car insurance rate would usually be [...]

Reader’s Question: How important is accident insurance? Monique Miami FL   Accidents are termed as such because that is what they are. You can never be too prepared nor control events, know when they will happen and why. But, you can organize your future in the event that accidents do arise by making sure you [...]

Reader’s Question: I was driving a company car a year ago and I got into an accident. Then now, I am trying to shop for car insurance here in Montgomery Alabama. I would like to know if I need to let the car insurance provider know about the accident when I search for new car [...]

Reader’s Question: I have a friend who was involved in a serious accident months ago. Good thing, she’s ok now. I’m just wondering though, since I’ve never been involved in any accident, I don’t have any idea on how to file for an accident insurance claim most especially if it’s a serious accident. Can you [...]

Reader’s Question: Is it okay not to report to my accident insurance company an accident in which a suspended licensed driver drove my car and the incident was not his fault? Will the at-fault driver’s insurance company cover the damages to my car even if the driver’s license was suspended? Tina Chicago IL First of [...]

Reader’s Question: Does the insurance company have the right to cancel my car insurance and accident health insurance policy and take my car if it is totaled? Mark Honolulu Hawaii Generally, whatever is stated or specified in your insurance policy, an insurance does not possess any rights whatsoever unless stated otherwise by your state’s insurance [...]