Accident Insurance

Reader’s Question:

I was driving a company car a year ago and I got into an accident. Then now, I am trying to shop for car insurance here in Montgomery Alabama. I would like to know if I need to let the car insurance provider know about the accident when I search for new car insurance. I was thinking that I no longer need to let them know since it was not my personal insurance that covered the accident? Or will this show on my driving record?

Alex

Montgomery AL

It is very important that you let the car insurance know about the accident regarding the company vehicle that you drive as well as any accident or claims from your personal insurance. When you apply for car insurance policy they will ask you about any accidents that youve had for a certain number of years. The accident is most likely on your driving record so it is better to be upfront with the car insurance provider. Providing all the correct and accurate past information permits an insurance provider to provide you a more accurate car insurance quote in Montgomery Alabama.

If you leave off important information regarding your driving record when you apply for car insurance policy in Alabama most insurance providers will eventually know about this information anyway when checking your consumer report and also checking your driving record and insurance claims. If they see that the new information at this point your car insurance rate price will be changed or adjusted and so your car insurance quote amount will likely need to be changed.