Reader’s Question: Do car insurance policies in Utah include accident health insurance? Angel Salt Lake City UT I don’t think auto insurance policies have accident health insurance. To give you better idea, there are three major types of coverage that your average car insurance carry. First there is liability coverage. Liability coverage will pay for [...]

Reader’s Question: If one is involved in an accident, what should be done to make the most of your accident insurance? Grace Orlando FL A vehicular accident is not something that one plans. No matter how careful we drive accidents are not only unexpected but also stressful. Having accident insurance thus becomes a relief in [...]

Reader’s Question: What do I need to do if I get into a car accident? Michael Chicago IL Health comes first. Make sure if anyone needs medical attention. Afterwhich, you may report to the police. They will then advise you what you need to do with the cars involved, whether to move them or not, [...]

Reader’s Question: My friends informed me that in case of road accidents, showing photographs of the incident is the best way to increase the value of my claim against my motor vehicle accident insurance. Is there a proper way to take photographs? Larry Anchorage AK It is undeniably true that photographs serve as best evidence [...]

Reader’s Question: I just had one minor auto accident two months ago and I’m worried that it would automatically increase my auto insurance premium rate. If it does take effect, how much percentage would an increase be on my premium rate? Anna San Francisco CA   An increase on car insurance rate would usually be [...]

Reader’s Question: How important is accident insurance? Monique Miami FL   Accidents are termed as such because that is what they are. You can never be too prepared nor control events, know when they will happen and why. But, you can organize your future in the event that accidents do arise by making sure you [...]