Reader’s Question: Is it okay not to report to my accident insurance company an accident in which a suspended licensed driver drove my car and the incident was not his fault? Will the at-fault driver’s insurance company cover the damages to my car even if the driver’s license was suspended? Tina Chicago IL First of [...]

Reader’s Question: Does the insurance company have the right to cancel my car insurance and accident health insurance policy and take my car if it is totaled? Mark Honolulu Hawaii Generally, whatever is stated or specified in your insurance policy, an insurance does not possess any rights whatsoever unless stated otherwise by your state’s insurance [...]

Reader’s Question: Does an auto insurance policy also pay for your medical bills aside from my accident health insurance? Brandon Salt Lake City, UT Your accident health insurance, in the event of an accident will pay for medical coverage up to a limited amount only depending on your policy. Most state laws do not require [...]